Vehicle value and age
A newer or higher-value vehicle may justify own-damage cover and closer attention to the excess.
Motor Insurance
The right protection travels with you.
Price matters, but it should be considered together with cover, excesses, assistance and driver protection. We help find the right balance for your vehicle and how you use it.
Before choosing
Does your insurance reflect how you use your car?
Daily use
Mileage, business use, parking and regular drivers all matter in the assessment.
Assistance
Check when towing, replacement vehicle and assistance in Portugal or abroad are available.
Driver and passengers
Liability protects third parties; it is also worth assessing protection for those travelling in the vehicle.
Practical tips
Small steps that make a difference.
- Regularly confirm the declared drivers and vehicle use.
- Keep current photographs and vehicle documents.
- After an incident, safely collect contacts, photographs and the details of those involved.
- Do not choose an excess without considering what you could afford after an incident.
Personal assessment
Tell us how you use your vehicle.
We review priorities, cover and excesses with you before presenting a proposal.
Cover, limits, excesses, exclusions and acceptance conditions depend on the selected option and policy terms. This is general information and does not replace contractual documentation.