Operations
Describe work performed on and off premises, including loading, unloading and equipment.
Business Liability
When your activity affects others, protect your business stability.
An error, an accident on the premises or a defective product may lead to a significant claim. Cover should reflect exactly what the business does, where it operates and who it works with.
Map the exposure
What damage could your activity cause?
Clients and public
Consider clients, visitors and third parties at the premises or work locations.
Products and services
Assess the consequences of defective products, food, installations or completed work.
Contracts and territory
Client-required limits, operating territories and subcontracting influence the solution.
Practical tips
Good practices reduce claims.
- Document the scope of work, responsibilities and acceptance criteria in contracts.
- Keep quality-control, delivery, instruction and complaint records.
- Confirm subcontractors' certificates and insurance before work begins.
- Do not admit liability or negotiate compensation before reporting the incident.
Activity assessment
We define risks, limits and priorities with you.
Cover, limits, excesses, exclusions and conditions depend on the activity and selected option. This is general information and does not replace contractual documentation.