Rebuilding value
The insured value should reflect rebuilding cost and be reviewed regularly.
Condominiums
Protecting the building means protecting everyone who lives there.
Well-organised cover reduces gaps between private units and common areas, protects shared assets and improves claims response.
Avoid grey areas
What belongs to common areas and what belongs to each unit?
Common areas
Roof, façades, stairs, garages and shared systems should be identified.
Equipment
Lifts, gates, pumps, solar panels and other equipment require attention.
Liability
Consider damage to residents, visitors, workers and neighbouring buildings.
Practical tips
Maintenance and information prevent disputes.
- Keep plans, meeting minutes, inspections and maintenance contracts organised.
- Regularly inspect roof, façades, plumbing, electrical systems and common equipment.
- Confirm insured values after major works or construction-cost increases.
- After a claim, take photographs, safely limit damage and quickly inform your intermediary.
Shared protection
We help clarify insured values, common areas and liabilities.
Cover, insured values, limits, excesses, exclusions and conditions depend on the building and selected option. This is general information and does not replace contractual documentation.