Vehicle types
Cars, commercial vehicles and other vehicles have different uses and exposures.
Business Motor & Fleets
Protected mobility keeps operations moving.
From service vehicles to a multi-driver fleet, cover should reflect use, routes, assistance and the impact of downtime.
Understand mobility
How does the business depend on its vehicles?
Drivers
Number, experience, turnover and usage rules should be understood.
Routes and cargo
Mileage, territory, parking and goods transport influence risk.
Downtime
Assess the impact of losing a vehicle and the need for replacement and assistance.
Practical tips
A safe fleet starts with management.
- Keep an up-to-date list of vehicles, drivers and authorised uses.
- Set rules for driving, maintenance, parking and damage reporting.
- Track claims and turn repeated incidents into preventive action.
- Confirm that transported goods, tools and equipment have separate protection when required.
Business mobility
For one vehicle or a fleet, we assess the whole picture.
Cover, limits, excesses, fleet conditions and acceptance depend on vehicles, use and selected option. This is general information and does not replace contractual documentation.