Health Insurance

Caring for your health starts before you need treatment.

Health insurance should make care easier to access and reflect your age, household and priority cover.

Doctor in consultation with a patient

Choose with clarity

Not every health plan protects in the same way.

01

Hospital care

Review the available capital for admissions, surgery and hospital treatment.

02

Outpatient care

Consultations, tests, scans and physiotherapy may have different limits and copayments.

03

Medical network

Check nearby providers, available specialties and conditions outside the network.

04

Waiting periods and exclusions

Understand when each cover begins and how pre-existing conditions are treated.

Areas of protection

A solution matched to household priorities.

Essential

Hospital care and access

Protection for hospital events and access to healthcare services, according to the selected option.

Enhanced

Consultations and tests

May add outpatient care, maternity, mental health or other cover, within policy limits.

Services

Prevention and support

Online doctor, assistance and wellbeing networks may complement use of the policy.

View the official Generali Tranquilidade comparison →

Our recommendation

Complement your health insurance with the Extra option.

The Extra option is designed to strengthen protection in serious situations, with specific cancer prevention and treatment support through the partnership between Generali Tranquilidade and the Champalimaud Foundation.

Generali Tranquilidade+Champalimaud Foundation
Extra

An additional layer of protection

It can be added to a Generali Tranquilidade health policy or complement cover held with another insurer.

  • €150,000 capital for complementary hospitalisation and cancer treatment at the Champalimaud Foundation, according to policy terms
  • Onco-Risk programme for personalised cancer-risk assessment and management
  • Cancer assistance and international cover included in the solution
  • Access to a second medical opinion
Important: when purchased on its own, Extra has an annual €10,000 hospitalisation deductible. This deductible may be met by another health policy, from Generali Tranquilidade or another insurer, subject to the relevant policy terms.
Ask whether Extra is right for me

Practical tips

Use your policy with confidence.

  • Before booking, check whether the provider is in-network and the applicable copayment.
  • Request prior authorisation whenever treatment or testing requires it.
  • Keep prescriptions, reports and invoices for reimbursement requests.
  • Review household members and cover when family circumstances change.

Personal assessment

Choose cover you will be able to use.

We review network, limits, copayments and family needs with you.

Request a health assessment

Cover, waiting periods, copayments, limits, exclusions and acceptance conditions depend on the solution and policy. This is general information and does not replace contractual documentation.

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