Building and improvements
Distinguish the building from improvements and adaptations made for the business.
Business Multi-risk
An unexpected event should not stop your business.
Protect premises, equipment, stock and other essential assets with cover suited to your sector, size and operations.
Size cover correctly
What would it cost to resume operations?
Equipment
Machinery, furniture, IT and tools should reflect their true replacement cost.
Stock
Consider seasonal variations and the periods when stock reaches its highest value.
Interruption
Assess wages, rent and other expenses that continue during an interruption.
Practical tips
Knowing your assets speeds recovery.
- Keep inventories, photographs, serial numbers and invoices for important assets.
- Review insured values after works, machinery purchases or major stock increases.
- Inspect electrical systems, extinguishers, plumbing and alarms.
- Keep backups and a simple continuity plan away from the premises.
Tailored protection
Tell us how your business works.
Cover, insured values, limits, excesses, exclusions and conditions depend on the activity and selected option. This is general information and does not replace contractual documentation.