Business Life Insurance

Protect the people who help your business grow.

Financial protection for employees and their families in situations such as death, disability or serious illness, while helping the business attract and retain talent.

Small business team meeting in a Lisbon office

A benefit with impact

Protection that supports employees and families.

The Generali Tranquilidade solution is particularly suited to small and medium-sized businesses with up to 200 employees. Tailored cover can be considered for larger teams.

01

Family protection

Financial support for beneficiaries if an insured employee dies, according to the selected sum insured.

02

Disability

Available options may cover different degrees of disability and enhanced benefits when caused by an accident.

03

Serious illness

Optional cover may provide a freely usable lump sum following serious illnesses specified in the policy.

04

Employee value

A meaningful employee benefit can strengthen the employer proposition, motivation and retention.

Protection options

Cover tailored to business priorities.

Base

Essential protection

Includes death and absolute and permanent disability, with optional accidental death, serious illness and assistance services, subject to the policy selected.

Top

Broader protection

May cover permanent disability for the insured person's occupation or a compatible activity, accident enhancements, serious illness and assistance options.

Vida + Vencer

Focused cancer protection

Combines benefits for invasive and non-invasive cancer, death cover, an annual check-up and post-diagnosis support, according to the selected option.

View official Generali Tranquilidade information →

Before choosing

Define a clear, balanced and sustainable benefit.

  • Objectively define the employee group to be covered and suitable benefit levels.
  • Compare a fixed sum for everyone with a benefit linked to monthly salary.
  • Explain cover, beneficiaries, exclusions and support channels to employees.
  • Confirm the applicable tax treatment and current legal requirements with the company's accountant.

Protection for your team

We help define people, benefits and cover.

We review company size, workforce profile and budget before proposing a solution.

Request an assessment

Cover, sums insured, limits, exclusions, acceptance terms and tax treatment depend on the selected option, current terms and applicable legal requirements. This is general information and does not replace pre-contractual and contractual documents or tax advice.

◔