PRACTICAL GUIDE · HEALTH AND TRAVEL

Why should I have health insurance?

More options for your care

Health insurance can help you access private consultations, tests and surgery sooner, with more choice over where and by whom you are treated. Appointments depend on clinical and provider availability.

Plan for the cost of surgery

Alongside routine appointments, consider the financial impact of surgery or a hospital stay. Hospital cover helps meet eligible expenses within the chosen limit. Also compare the medical network and your share of costs.

Our suggestion: consider Extra

Extra strengthens protection with €150,000 of hospital cover and a further €150,000 specifically for hospital and cancer treatment at Fundação Champalimaud, available after the hospital cover limit is exhausted.

How does the €300,000 total work?

With standalone Extra, this is €150,000 of hospital cover plus €150,000 specifically for Fundação Champalimaud. These are two components with distinct purposes, not one unrestricted treatment limit. When added to Base or Mais, the main plan’s hospital limit is also included.

Choose before you need care

Check your preferred hospitals, hospital cover limit, co-payments and waiting periods. We can help find a solution that fits your needs and budget.